Savings

Build a strong financial foundation.

Whether you are saving for retirement or next summer’s vacation, a savings account from FSU Credit Union is the perfect place to build a strong financial foundation. FSU Credit Union offers a number of savings accounts to meet your savings goals.

Featured Savings Accounts

Main Share Savings

This account holds your $5 share of ownership.

Balance APY* Dividend Rate*
$100 – $2,499.99 0.05% 0.05%
$2,500 – $4,999.99 0.10% 0.10%
$5,000 and greater 0.15% 0.15%

Smart Move Savings

Balance APY* Dividend Rate*
$50,000 and greater 3.5% 3.44%

*APY=Annual Percentage Yield.  $50,000 minimum to open. All Share Accounts have a variable Annual Percentage Yield that is subject to change by the Credit Union at any time without advance notice to you.

True Student Savings

This account is designed specifically for college students.

Balance APY* Dividend Rate*
$5.00 – $1,000.00
with True Student Checking
10% 9.57%
$5.00 – $1,000.00
without True Student Checking
6% 5.84%

Youth Savings

Teach your children the value of saving money!

Balance APY* Dividend Rate*
$0.01 – $4,999.99 0.05% 0.05%
$5,000 – $24,999.99 0.10% 0.10%
$25,000 – $49,999.99 0.10% 0.10%
$50,000 – $74,999.99 0.10% 0.10%
$75,000 and greater 0.15% 0.15%

 

More Savings Accounts

*APY = Annual Percentage Yield. Holiday Savings, Youth Savings Accounts and Save-4-It accounts earn interest and have a variable Annual Percentage Yield that is subject to change by the Credit Union at any time. Holiday Savings Accounts: all funds will be transferred to the member’s draft account on or after November 1st of each year. If you make a withdrawal at ANY TIME before November 1st, ALL accrued interest will be forfeited and the account will be closed. Youth Savings Accounts earning 6%, 7%, or 10% APY will be paid at 5.84%, 6.78% & 9.57% dividend rates, respectively, on the first $500. The remainder will be paid at the applicable rate. TRUE Student Share Accounts earning 6% or 10% APY will be paid at 5.84%,& 9.57% dividend rates, respectively, on the first $1,000. The remainder will be paid at the applicable rate. Member must have an active TRUE Student Checking Account to earn the 10% APY account. Detailed rates can be found in the FSU Credit Union Savings and Rates document.

By accessing this link, you will be leaving FSU Credit Union's website. Our website contains links to third-party sites not controlled or operated by FSU Credit Union. These links are provided solely for your information and convenience. FSU Credit Union does not endorse linked websites, the views they express, or the products/services they offer. FSU Credit Union bears no responsibility for and makes no representations or warranties regarding the accuracy, legality, security, or content of the linked third-party site or for that of any subsequent links. By continuing, you will be subject to the privacy/security policies and terms of use of the third-party site, which may differ from those of FSU Credit Union. FSU Credit Union cannot guarantee the accessibility of content or features on any third-party websites that are navigable from FSUCU.org.