What’s the difference between Overdraft Protection and Courtesy Pay?

Overdraft Protection uses money from savings or a line of credit in order to cover transactions if there are insufficient funds in your checking account. If those overdraft protections are not adequate, then Courtesy Pay allows you to take your checking-account balance negative in order to cover the transactions up to a predetermined limit for a $32 fee. For details, visit http://fsucu.org/2017/05/19/keep-your-account-covered-with-courtesy-pay.

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