What are your special savings accounts and what are their interest rates?

We offer several special savings accounts, which include:

  • Christmas Club
  • Share Kids
  • Summer Pay Club
  • Save 4 It
  • Senior Year Saver Account
  • Special Kids Share
  • Imagine the Possibilities
  • TRUE Student Share Accounts

Here are the interest rates for these savings accounts, which are subject to change. Please call us at 850.224.4960 if you have any questions.

Savings Amount Annual Percentage Yield Dividend Rate
$0.01 – $2,499.99 0.40% 0.40%
$2,500 – 4,999.99 0.40% 0.40%
$5,000.00 – $24,999.99 0.45% 0.45%
$25,000 – $49,999.99 0.65% 0.65%
$50,000 – $74,999.99 0.75% 0.75%
$75,000.00 or Greater 0.85% 0.85%

NOTES: The Christmas Club, Share Kids, Summer Pay Club, Save 4 It, Senior Year Saver Account, Special Kids Share, and Imagine the Possibilities Share Accounts earn interest and have variable Annual Percentage Yield that is subject to change by the Credit Union at any time. Christmas Club Accounts, all funds will be transferred to the member's draft account on or after November 1st of each year. If you make a withdrawal at ANY TIME before November 1st, ALL accrued interest will be forfeited and the account will be closed. Senior Year Saver Account will earn 5.84% APR/6.00% APY on the first $500 and the remaiader at the applicable rate. Fund will become available August 1st of the student's anticipated senior year. If withdrawn before then, the member forfeits all dividends earned during the month of closure. Account will automatically be closed June 1 of the anticipated year of graduation and funds will be transferred to the main share account. Special Share Kids Accounts and Imagine the Possibilities Share Accounts earning 6%, 7% or 10% APY will be paid at 5.84%, 6.78% & 9.57% APR, respectively, on the first $500. The remainder will be paid at the applicable rate. TRUE Student Share Accounts earning 6% or 10% APY will be paid at 5.84% & 9.57% APR, respectively, on the first $1,000. The remainder will be paid at the applicable rate. Member must have an active TRUE Student Checking Account to earn the 10% APY account.

Recent Posts