Whether you are saving for retirement or next summer’s vacation, a savings account from FSU Credit Union is the perfect place to build a strong financial foundation. A $5 deposit is all you need to get started. FSU Credit Union offers a number of savings accounts to meet your savings goals.
This account holds your $5 share of ownership.
|$100.00 – $2,499.99||.20%||.20%||Great for those who want a general savings account.|
|Main Share||$2,500 or greater||.25%||.25%||Main Share accounts earn .30% APY* with a balance of $2,500 or greater.|
|True Student Savings (w/ True Student Checking)
This account is designed specifically for college students.
|$5.00-$1,000.00||10%||9.57%||Students with our True Student Checking account can earn up to 10% APY* on the first $1,000.|
|True Student Savings (w/o True Student Checking)||$5.00-$1,000.00||6%||5.84%|
|Youth Savings Account
Teach your children the value of saving money!
|Minimum $5 to open and start earning interest||.25% to .50% depending on balance||.25% to .50% depending on balance||Watch for promotions to earn up to 10% APY*.|
This account is perfect if you’re saving for a vacation or other major purchase.
|Minimum $5 to open and start earning interest||.25% to .50% depending on balance||.25% to .50% depending on balance||The more you save, the more you earn!|
Don’t let holiday expenses catch you by surprise!
|Minimum $5 to open and start earning interest||.25% to .50% depending on balance||.25% to .50% depending on balance||Money from this account will automatically be transferred to your draft account on or after November 1st of each year.|
Rates effective June 1, 2020
*APY = Annual Percentage Yield. APR=Annual Percentage Rate. Holiday Savings, Youth Savings Accounts and Save-4-It accounts earn interest and have a variable Annual Percentage Yield that is subject to change by the Credit Union at any time. Holiday Savings Accounts: all funds will be transferred to the member’s draft account on or after November 1st of each year. If you make a withdrawal at ANY TIME before November 1st, ALL accrued interest will be forfeited and the account will be closed. Youth Savings Accounts earning 6%, 7%, or 10% APY will be paid at 5.84%, 6.78% & 9.57% APR, respectively, on the first $500. The remainder will be paid at the applicable rate. TRUE Student Share Accounts earning 6% or 10% APY will be paid at 5.84%,& 9.57% APR, respectively, on the first $1,000. The remainder will be paid at the applicable rate. Member must have an active TRUE Student Checking Account to earn the 10% APY account. Detailed rates can be found in the FSU Credit Union Savings and Rates document.