WHAT DOES FLORIDA STATE UNIVERSITY CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
WHY?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and Income
- Account Balances and Payment History
- Credit History and Credit Score
When you are no longer our customer, we continue to share your information as described in this notice.
HOW?
All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons Florida State University Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does FSU Credit Union share?
Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain
your account(s), respond to court orders and legal
investigations, or report to credit bureaus
Yes
No
For our marketing purposes—
to offer our products and services to you
Yes
No
For joint marketing with other financial companies
Yes
No
For our affiliates’ everyday business purposes—
information about your transactions and experiences
No
We don’t share
For our affiliates’ everyday business purposes—
information about your creditworthiness
No
We don’t share
For our affiliates to market to you
No
We don’t share
For nonaffiliates to market to you
Yes
Yes
WHO WE ARE
Who is providing this notice?
Florida State University Credit Union
WHAT WE DO
How does FSU Credit Union protect my personal information?
To protect your personal information from unauthorized access
and use, we use security measures that comply with federal law.
These measures include computer safeguards and secured files
and buildings.
How does FSU Credit Union collect my personal information?
Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes- Information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing
Why can’t I limit all sharing?
We collect your personal information, for example, when you:
- Open an account or deposit money
- Pay bills or apply for a loan
- Use your debit, credit or ATM card
We also collect your personal information from others, such as credit bureau, affiliates or other companies.
DEFINITIONS
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Florida State University Credit Union has no affiliates
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfi nancial companies.
- Florida State University Credit Union does not share with nonaffiliates so they can market to you.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include accident, health, life, auto, long term, private mortgage insurance providers and retirement account providers
Download FSU Credit Union’s privacy policy by clicking the “Download Privacy Policy” button. Have questions? Call 877-GO-FSUCU or go to any of our branch offices with questions.
