*APR=Annual Percentage Rate. Offer effective 12/1/2022. Loans subject to credit approval and standard underwriting criteria. Other rates and terms available. No other discounts available. Maximum interest rate is 18% APR. Minimum loan amount is $5,000. Eligibility is based on credit approval and standard underwriting criteria. Your actual rate may vary depending on your individual credit score and term. Down payment may be required depending on creditworthiness of the borrower, age of vehicle, amount, and term of the loan. Cannot be used to refinance an existing FSU Credit Union loan. Rates are subject to conditions including the applicant’s credit score, and loan is for vehicles years 2016 or newer. Auto rate is based on 60-month term. Membership eligibility required. Interest accrues from the date of loan disbursement and will be collected on the first payment applied to the loan. Information accurate as of 12/1/2022. For a $10,000.00 auto loan with a term of 60 months, and a 3.99% APR, the monthly payment will be $184.40. Please contact a credit union representative at 877-GO-FSU-CU for more details. Insured by NCUA. Equal housing opportunity.