Share Certificates / CDs

Short-term investments to fit your lifestyle.

If you are ready to invest funds from six to 36 months beyond a savings account, our share certificate/CD* accounts are an excellent way to grow your money safely.

For a limited time, FSU Credit Union is offering special promotional rates on CDs

2.5% APY** on 24-month CDs and 1.75% APY** on nine-month CDs with a $10,000 minimum deposit. For other CDs, minimums begin at $500 for our six-month certificates and $1,000 for all others.

You may also make penalty-free withdrawals or additions within the 20-day grace period following the maturity of any certificate.

More About Our Share Certificates/CDs

  • They’re flexible: You can choose among investments that span from six months to three years.
  • The rate is guaranteed: When you invest in a share certificate/CD, your rate is fixed and secure.
  • You’re always earning: Interest is compounded daily, and credited monthly.
  • Include in your IRA: All certificate accounts are available for IRA accounts.

*CD=Certificate of Deposit. Interest is compounded daily and credited monthly. 90 days interest penalty or equivalent for early withdrawal of all certificates except 6-month certificates, which have a 30-day penalty. Special Note: Fees can reduce the earnings on your account.

**Annual Percentage Yield (APY) is accurate as of 7/28/22. CD=Certificate of Deposit. Terms, restrictions and conditions apply. Early withdrawals will be subject to a substantial penalty and any fees could reduce the yield. Must be funded with money currently not on deposit at Florida State University Credit Union. Minimum balance to open share certificate/CD is $10,000 with a maximum of $750,000. After maturity, if you choose to roll over your CD, you will earn interest according to the CD Interest Rate Schedule. Limited time offer subject to change at any time without notice. Visit for membership eligibility requirements. No other promotions or other premiums may be applied. Insured by NCUA. Equal housing opportunity.

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