When you want to explore options beyond a savings account, FSU Credit Union offers short-term investments to fit your lifestyle. If you are ready to invest funds from six to 36 months, our share certificate/CD* accounts are an excellent way to grow your money safely.
Minimums begin at $500 for our six-month certificates and $1,000 for all others. You may also make penalty-free withdrawals or additions within the 20-day grace period following the maturity of any certificate.
More about our Share Certificates/CDs
They’re flexible – You can choose among investments that span from six months to three years.
The rate is guaranteed – When you invest in a share certificate/CD, your rate is guaranteed.
You can step up – If our rates increase during the term of your 24- or 36-month certificates, you may “step up” to that rate one time.
You’re always earning – Interest is compounded daily, and credited monthly, so you’re always earning.
Include in your IRA – All certificate accounts are available for IRA accounts.
Learn more about the benefits, potential risks, and the decision-making process for opening a CD to decide if this option is right for you:
*CD=Certificate of Deposit. Interest is compounded daily and credited monthly. 90 days interest penalty or equivalent for early withdrawal. Special Note: Fees can reduce the earnings on your account.