FSU Credit Union offers credit cards from both Visa and MasterCard. All FSU Credit Union credit cards have no annual fee.

VISA Platinum

  • No annual fee
  • No cash advance fee
  • No over the limit fee
  • Paperless billing
  • Free financial counseling services
  • Free E-Lerts
  • 0% cardholder liability for fraud
  • Mobile wallet (Apple, Google & Samsung Pay)
  • Credit Limits begin at $7,500
  • View our Disclosures for Rates

VISA Platinum Rewards

  • No annual fee
  • No cash advance fee
  • No over the limit fee
  • Paperless billing
  • Free financial counseling services
  • Free E-Lerts
  • 0% card holder liability for fraud
  • Mobile wallet (Apple, Google & Samsung Pay)
  • Credit Limits begin at $7,500
  • Earn points through CURewards!**
  • View our Disclosures for Rates

Classic Mastercard

  • No annual fee
  • No cash advance fee
  • No over the limit fee
  • Paperless billing
  • Free financial counseling services
  • Free E-Lerts
  • 0% cardholder liability for fraud
  • Mobile wallet (Apple, Google & Samsung Pay)
  • View our Disclosures for Rates

FSU Credit Union also offers a Secured Mastercard. This is a type of credit card for members with limited or damaged credit that requires the user to place a refundable security deposit, which the card’s issuer holds as collateral until the account is closed. Please Contact Us for more details.

Online Credit Card Management

Manage your FSU Credit Union credit card account online, sign up for Alert U mobile notifications and take additional steps to ensure your card’s security by signing up for Verified by Visa or Mastercard SecureCode. You can manage your credit card as well as all your FSU Credit Union accounts through Online Banking. Log into or enroll now in Online Banking.

Apply For an FSU Credit Union Credit Card

Ready for low interest rates and great rewards? Click the Apply Now button to apply for a credit card through FSU Credit Union today!

Other Important FSU Credit Union Credit Card Information:

Phone Numbers:

Lost/Stolen Card: 800-449-7728
Customer Service: 800-654-7728
Credit Card PIN Set: 888-886-0083
Credit Card Activation: 800-527-7728

Mailing a Payment?

Mastercard/VISA Payment Center
P.O. Box 71050
Charlotte, NC 28272-1050

Traveling Abroad?

You’ll want to read this important information regarding your FSU Credit Union Credit/Debit card and the steps you should take before you travel abroad.

FSU Credit Union uses a method called “average daily balance” (including new purchases) to calculate your balance. See your account Agreement for more details. 

*APR= Annual Percentage Rate. You must be eligible for membership and approval for a loan to participate. Loan rates and terms vary depending on your credit score and loan history. Please see a credit union representative for complete details. View our Disclosures.

**View Program Rules and Conditions for CURewards.