Effectively Create a Budget

You may not have to pay bills yet but making good spending and saving decisions now may prevent financial problems in your young adulthood and beyond. 

What is a budget? A budget is a plan that helps you track and control your income and expenses. It’s like a roadmap for your money. It lets you decide how much you want to spend, save, and invest. With a budget, you can ensure you have enough money for the things you need while setting aside some for something you want.

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