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Attending college is an investment, and it’s crucial to comprehend the expenses associated with higher education and how they will impact your financial situation. When scholarships do not cover the total cost of college, many students need to apply for federal student loans. Notably, 65% of college students graduate with some debt; on average, these borrowers owe $38,792.
The federal government uses the Free Application for Federal Student Aid (FAFSA) to determine your eligibility for student financial aid. Based on your eligibility, you will receive offers for student loans to assist with covering the costs of college. When applying for financial assistance, be proactive and apply as soon as the application comes out to receive your maximum benefit. The application this year comes out on October 1st.
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